Habitat Hernando

Would you like to live in a simple, decent, affordable home?

HABITAT FOR HUMANITY OF HERNANDO COUNTY WILL ACCEPT AN APPLICATION FROM YOU IF YOU MEET THE FOLLOWING REQUIREMENTS.

+ You are currently living in sub-standard, crowded or temporary housing.

+ You can’t get a government or bank loan.

+ You have sufficient income to repay the Habitat NO INTEREST mortgage.

+ You agree to partner with Habitat for Humanity.

+ You currently live or work in Hernando County.

+ You are not on parole or probation.

+ You are not a registered sex offender, sexual predator or convicted drug dealer.

+ Your debt to Income ratio is not more than 35%.

+ You meet the financial requirements .

General Financial Requirement

Family Size    Low              High

1 person        12,500          20,800

2 persons      14,250          23,800

3 persons      16,050          26,750

4 persons      17,800          29,700

5 persons      19,250          32,100

6 persons      20,650          34,500

7 persons      22,100          36,850

8 persons      23,506          39,250

Habitat follows HUD Equal Housing non-discrimination guidelines.

 Homes built under this program are 1070 square feet, 3 bedroom 1 1/2 bath.

Applicants who feel they qualify will be given an appointment to come in and sit down with a counselor to fill out an application to continue in the process.

These numbers are subject to change.

When you are given an appointment you will need to provide the following documents:

+ Picture I.D.

+ A credit report for the
applicant and co-applicant.

+ Proof of income; W-2, pay
stub, etc.

+ Social Security number

+ Proof of SSI or disability
payments if applicable.

+ Proof of debts; credit card bills,
loan balance(s), cell phone bill.

+ Copy of checking and/or savings
accounts if applicable.

+ Name and address of landlord.

+ Name and address of employer.

+ Proof of American Citizenship or
Alien Green Card.